Stop Guessing Where Your Money Goes
Real budgeting skills for people who've tried spreadsheets and given up. We'll show you what actually works when rent's due next week and your bank balance looks scary.
See What You'll LearnBuilt for Real Financial Situations
Most budgeting courses assume you've got months of savings sitting around. Ours doesn't. Because that's not where most of us start.
Our September 2025 program begins with the actual problems people face — irregular income from casual work, unexpected bills that wreck your plans, and figuring out priorities when everything feels urgent.
You'll learn the framework within six weeks. But the real value comes from understanding why certain strategies work better for short-term thinking versus long-term planning. That distinction changes everything.
Learning Options That Match Your Goals
Foundation Skills
Core budgeting methods for immediate cash flow management
- Weekly planning systems
- Emergency buffer creation
- Bill tracking methods
- 4 live workshop sessions
- Practice templates
Practical Mastery
Complete short-term financial management with irregular income strategies
- Everything in Foundation
- Variable income planning
- Debt prioritization framework
- 8 live sessions with feedback
- Monthly check-ins for 3 months
Advanced Techniques
Comprehensive program including transition to longer-term financial planning
- Everything in Practical Mastery
- Savings acceleration methods
- Investment readiness preparation
- 12 live sessions plus recordings
- 6 months follow-up support
Why Short-Term Budgeting Needs Different Tools
Long-term financial planning assumes stability. Short-term budgeting deals with chaos — and needs completely different approaches.
We've spent three years refining methods that work when your income changes weekly, when unexpected expenses are the norm rather than the exception, and when you're trying to build stability from scratch.
Our autumn 2025 intake starts with real case studies from people managing shift work, freelance income, and casual employment. You'll see exactly how others handled situations you're probably facing right now.
The program doesn't promise miraculous transformations. What it does offer is practical understanding of how money flows in unstable situations — and specific tactics that create breathing room when everything feels tight.
Sienna Varga
Retail Manager, Melbourne
I'd tried every budgeting app and template out there. They all assumed regular paychecks, which I definitely didn't have with retail hours changing weekly. This program actually addressed irregular income head-on. The buffer system they taught me created the first real financial stability I've had in years. Took about two months to really click, but once it did, the stress around money just... decreased. Not gone entirely, but manageable. That's worth everything to me. The October 2024 cohort was small enough that I got actual answers to my specific situation rather than generic advice.